I'm back again with another card for the GOLD challenge at Jingle Belles. Thanks to Lisa Hausmann of Reckinghausen Musings who suggested this challenge. This time I am using the same ribbon that I used in one of my previous cards. I simply adhered gold ribbon (in the shape of a tree) to snowflake embossed cardstock, then added a gold outer border. I used a handwritten gold sentiment and attached it with two gold brads.